What Is Renters Insurance?

Renters' insurance covers liability that may arise from your dwelling if you do not own the home/apartment. It also insures your personal possessions should they be lost or damaged. Basically, the protections under a renters' insurance policy are the same as a homeowners' policy. The owner of the building is still responsible for insuring the building itself and for the liability coverage surrounding common areas of the dwelling.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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