Why Does The Insurance Company Have To Investigate The Claim When The Police Cited The Policyholder?

A traffic citation is not a determination of legal liability. The company is still obligated to investigate claims made according to the specifications of the policy. It is possible that there may be more than one person at fault and the liability would be shared. It may actually work to your benefit in terms of future premiums if your agency conducts an investigation.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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