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I Am Not Required By Statute To Carry Workers Compensation Insurance, But My General Contractor Says I Have To Have It. Can He Do This?

Yes he can. The workers compensation statute says that the general contractor is liable for any injuries to the employees of uninsured subcontractors. Because of this, the general contractor's insurer will charge additional premium if you cannot provide proof of coverage, even if you have no employees. If the general contractor says he won't hire you unless you have a policy, you will need to buy a policy or work for a general contractor who does not make this requirement.

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This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local insurance attorney to discuss your specific legal situation.

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