How Are The Premiums Determined?

The premiums are determined by looking at the individual's age, medical history, family medical history and career. Life insurance is a complex subject that has its own language. In order to shop intelligently, it would be helpful to be familiar with the types of life insurance products available. Please refer to the question: (What are the different types of life insurance policies?) for a brief explanation of life insurance policies.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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