Can I Be Forced To Wait For My Group Coverage To Begin?

Yes. This is called the pre­enrollment period, usually between 30­90 days. These waiting periods, however, cannot vary due to your health status. However, if you simply change group plans, you cannot be forced to wait for the new coverage provided that you can provide proof of continuous creditable coverage.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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