If I Am Injured On Someone Elses Property, Does The Homeowners Liability Coverage Cover The Cost Of My Injuries?

Only if the homeowner was negligent, causing your injuries. If the homeowner is not negligent, then coverage only is available under the medical coverage provision of the policy. This would cover only incurred medical expenses up to a limited dollar amount. It would not cover payment for pain and suffering, lost income, etc.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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