Do I Need Workers Compensation Coverage?

The law requires almost all public and private employers to have workers' compensation coverage. The law defines employers as "private employers, public employers, water districts, other quasi­public corporations, municipal school committees, school union committees, and design professionals."

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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