Who Is Eligible For A Resident Insurance License In Kentucky?

Individuals applying for a resident agent license shall make application to the commissioner on Application Form 8301 and declare under penalty of refusal, suspension, or revocation of the license that the statements made in the application are true, correct, and complete to the best of the individual's knowledge and belief. Before approving the application, the commissioner shall find that the applicant:

  • Is at least 18 years of age;
  • Has fulfilled the residence requirements, set forth in KRS 304.9­120;
  • Has not committed any act that is a ground for denial, suspension, or revocation;
  • Is trustworthy, reliable, and of good reputation;
  • Has successfully attained a general educational level equivalent to that required for high school graduation;
  • Has completed the required 40­hour pre­licensing classroom course of study for the lines of authority for which the individual has applied (this requirement does not apply to applicants for the limited lines of authority as identified in KRS 304.9­230: motor vehicle physical damage, common carrier, credit, crop­hail, and mechanical breakdown);
  • Has successfully passed examinations required for the line of authority for which the individual has applied (this requirement does not apply to applicants for limited line of authority for credit only);
  • Has paid the necessary fees;
  • Is financially responsible to exercise the license and has proven this by filing
  • an errors & omissions policy, a letter of credit, a surety bond or a cash surety bond, or the insurer has assumed legal liability.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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