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What Are The Examination Requirements?

An examination is required for:

  • Adjusters
  • Agents with lines of authority for
  • Casualty
  • Health
  • Life
  • Marine & Transportation
  • Mortgage Guaranty
  • Property
  • Surety
  • Variable Life and Variable Annuity (unless has Life line of authority)
  • Nonprofit Health Service Corporation (unless has Health line of authority)
  • Limited Lines
  • Common Carrier
  • Mechanical Breakdown
  • Motor Vehicle Physical Damage
  • Crop Hail
  • Consultants
  • Rental Vehicle Managing Employees, administered by employer
  • Viatical Brokers

An examination is not required for agents for a line of authority for Limited Line Credit.

If an applicant fails to appear for a scheduled exam without proper notification, the applicant will be required to complete a retake form (Form 8304) and pay the applicable fee ($50 per examination, per retake) in order to schedule a new date to take the exam. If an applicant fails an exam, the applicant may, within 120 days, be re­tested two more times by completing a retake form and paying the applicable fee each time. After 120 days, the applicant must complete and submit a new application Form 8301 with the required fees ($50 per examination and $40 for each line of authority).

NOTE: A Property & Casualty combined exam is available for $50.00 for those applying for both lines of authority at the same time.

Applicants for agent licenses are exempt from examination if:

  • The applicant previously held a Kentucky resident license and: the applicant held an active agent license in Kentucky for the same line of authority within the past 24 months;
  • the license was not a temporary license; and the license was not revoked or suspended for reasons other than failure to maintain financial responsibility or failure to meeting continuing education requirements.

Applicants for agent licenses are exempt from pre­licensing and examination if:

  • The applicant is seeking a Kentucky non­resident license and: the applicant currently holds an active agent license in another state for the same line of authority; or
  • the applicant held an active agent license in another state for the same line of authority, an application is received within 90 days of cancellation of that license, and the state that issued the license certifies that the applicant was in good standing.
  • the applicant previously held a license in another state, is now moving to Kentucky, and:
  • the applicant held an active agent license in the other state for the same line of authority within the last 12 months; and
  • an application is received within 90 days of the applicant becoming a Kentucky resident.
  • the applicant holds a certified life underwriter degree, a certified property and casualty underwriter degree, or a certified insurance counselor designation.

Speak to an Experienced Insurance Attorney Today

This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local insurance attorney to discuss your specific legal situation.

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