Is there any type of property that flood insurance will not cover?

Flood insurance will not cover items such as money, fences, swimming pools, lawns, trees, animals, crops, sidewalks, driveways, motor vehicles, or boats. Flood insurance policies may also limit coverage for certain items on the lower level of buildings. 

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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