What Is A Certificate Of Authority?

In order to conduct insurance business all licensees must obtain a Certificate of Authority (CA) directly with an insurance company(s). CA appointments will cover all classes of insurance held in common between the agent and the insurer. New CA`s for existing licensed agents will be valid seven working days after mailing by the insurer. The insurer has the responsibility of verifying that the CA has been issued. CA`s for new licensees are valid only upon the issuance of your permanent license. Certificates of Authority will be renewed annually by the insurance companies. CA`s will terminate automatically upon the expiration or cancellation of the license. CA`s may also be terminated at the written request of the insurer or agent.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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