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Does flood insurance cover items in my basement?

Some items in your basement, such as heating and cooling systems, structural features, washers and dryers, freezers, and certain utility connections are covered by flood insurance. Some items related to a finished basement, however, such as flooring, carpeting, and furniture, are usually not covered by flood insurance policies.

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This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local insurance attorney to discuss your specific legal situation.

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