Do I get to choose who makes the repairs to my home if it is damaged by a natural disaster?

Yes. You are entitled to choose the company or person who makes repairs to your home. However, you should make sure that any repairs or rebuilding occurs using the same quality materials that originally existed. Plus, you should not have permanent repairs made until your insurance company has approved the cost of such repairs; otherwise, you may be stuck with expenses that your insurance company will not cover.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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