Am I required to have homeowner's insurance?

Maybe. The law of the state in which you live determines whether you are required to maintain homeowner’s insurance for your home. However, if you have a mortgage loan secured by your home, the financial institution that issued the mortgage loan is likely to require that you maintain homeowner’s insurance. 

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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