Civil Mortgage Loan Fraud FAQs
What options does a creditor have after a borrower defaults?
A: There are a variety of legal mechanisms by which a creditor can assert the legal right to recover an unpaid debt. LawInfo Lead Counsel qualified real … More
What is a loan modification, and how will it help me with my mortgage?
A: A loan modification occurs when a homeowner enters into an agreement with his or her mortgage loan servicer to change the terms of the mortgage. The goal … More
What do I need to give to my loan servicer if I am requesting a loan modification?
A: You are likely to need the following documents for your loan modification request: · Recent paystubs or … More
Will I be ineligible for a loan modification under the Homeowner Affordability and Stability Plan if I am current in my mortgage payments?
A: No. You may still be eligible for a loan modification under the Homeowner Affordability and Stability Plan if you are current in your mortgage payments, but you are … More
What is required of me to get a loan modification? Will it cost me anything?
A: Generally, you must contact your loan servicer about whether your mortgage loan is eligible for a loan modification under the Homeowner Affordability and Stability … More
Does a loan modification reduce the amount of money that I owe on my mortgage loan?
A: Not usually. Most loan modification programs just changes the terms of your loan, not the amount that you owe. However, if you successfully … More
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