How Do I Know If My Employer Is Covered By Workers' Compensation?
Generally, employers of one or more employees are required to provide industrial insurance coverage. Coverage is not required for the following employees. The following are examples of those that are exempt from coverage.
- A sole proprietor or partner of a business.
- Corporate officers are exempt if they meet the criteria set by state law.
- A domestic servant in a private home. However, if two or more are employed regularly for 40 or more hours each per week all must be covered.
- A person employed to do gardening, maintenance, repair, or similar work at an employer`s private home.
- A person who is not a regular employee of the trade, business or profession of the employer, or working at the employer`s private home. This exemption refers to a person an employer hires to perform a personal errand or chore that benefits the employer as an individual, but not the business. An example would be hiring a person to repair a flat tire on a personal car not used for business.
- A person working only in return for aid or sustenance from a religious or charitable organization.
- A child under 18 years old employed by a parent in agricultural activities on the family farm.
- Newspaper carriers who sell or distribute their papers on the street or from house to house.
- Insurance agents, brokers or solicitors.
- Cosmetologists, beauticians or barbers who rent or lease booth space.
- Student volunteers (K12th grade).
Other Washington Workers' Compensation FAQs
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Q:
How Long After An Injury Do I Have To Report It To My Employer?
A: You should report any work related injury to you employer immediately. If your employer is not made aware of your injury they may deny your claim for benefits. … More -
Q:
What Workers' Compensation Benefits Am I Entitled To?
A: You may be entitled to receive all reasonable and necessary medical treatment, benefits for lost wages, benefits for specific injuries resulting in permanent … More -
Q:
If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?
A: You may choose any doctor who is qualified to treat your injury or disease. You may change doctors or ask for a consulting opinion from another doctor if you feel you … More -
Q:
When Will My Benefits Begin And How Much Will They Be?
A: If you are unable to work as a result of your injury or disease, you will be paid a portion of your regular wages. These taxfree benefits are called timeloss … More -
Q:
If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?
A: If you are able to return to work and are paid less wages then your pre injury wages and your claim was on or after May 7, 1993, you may receive benefits which equal … More -
Q:
My Employer Has Denied My Claim, What Do I Do?
A: If you believe a decision is wrong, it may help to talk to your claim manager. If you still are dissatisfied, you should send a written protest to the Department of … More
Workers' Compensation Sub-categories
Wondering If You Have Grounds for a Lawsuit?
Attorneys In Your Area
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Jay C. Kinney, Attorney at Law
Seattle, WA
866-435-2839
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Scott, Kinney & Fjelstad, Attorneys at Law
Seattle, WA
866-435-2839
Free Consultation