How Do I Know If My Employer Is Covered By Workers' Compensation?

Home English FAQs Workers' Compensation Vermont

How Do I Know If My Employer Is Covered By Workers' Compensation?

Generally, unless your employer has been approved to selfinsure by the Department of Labor and Industry, they must buy worker`s compensation insurance if they hire one or more employees on a full or part time basis in Vermont, or they hire employees outside the state but they work for you in Vermont. Some exceptions to this are the following:

Farmers with less than $2,000 annual payroll.
Elected Officials
Unincorporated soleproprietors/partners
Corporate Officers who have been approved to be excluded by the Workers`
Compensation Division.
Casual employment (e.g. youth mowing lawn or babysitting)
Amateur sports groups (e.g. sponsor of local ball team)
Family members of an unincorporated employer if you live within the employer`s home.
Work in someone`s home (e.g. medical care for a family member within the home)
Real estate broker or real estate sales person on commission

Other Vermont Workers' Compensation FAQs

Q: How Long After An Injury Do I Have To Report It To My Employer?
A: You should notify your employer as soon as possible after you have been injured on the job. Your employer then has 72 hours to report it to the Workers` Compensation … More
Q: What Workers' Compensation Benefits Am I Entitled To?
A: You may be entitled to receive all reasonable and necessary medical treatment, benefits for lost wages, benefits for specific injuries resulting in permanent … More
Q: If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?
A: Your employer can pick a company doctor for your first medical visit. After that visit you can pick your own doctor by filing a Form 8, which is on the reverse side of … More
Q: When Will My Benefits Begin And How Much Will They Be?
A: Workers` compensation provides coverage for all reasonably necessary medical services and supplies related to an onthejob injury or occupational disease. … More
Q: If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?
A: If your doctor releases you to parttime work or light duty work while you are recovering, then you may be entitled to temporary, partial disability compensation. … More
Q: My Employer Has Denied My Claim, What Do I Do?
A: If your employer`s insurance adjuster notifies you that it has denied your claim or that it disputes your right to further compensation or medical benefits, you have a … More