How Do I Know If My Employer Is Covered By Workers' Compensation?
Workers` compensation coverage is mandatory for most employment. North Dakota Workers Compensation (NDWC) is the only provider in North Dakota, so, unless your employer falls into one of the following categories, they are required to secure a policy with NDWC.
- Licensed real estate brokers and agents with written agreements defining them as independent contractors.
- Farm and ranch labor, certain household domestic workers, and religious organization employees.
- Independent contractors, corporate officers, selfemployed persons, and volunteers.
- Federal and railroad employees.
- The employer`s spouse and children under the age of 22.
- Spouses of sole proprietors, partners, or corporate officers.
- Newspaper carriers.
Other North Dakota Workers' Compensation FAQs
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How Long After An Injury Do I Have To Report It To My Employer?
A: You must report your injury to your employer within 7 days after an accident or when the general nature of the injury becomes apparent. Report all onthejob … More -
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What Workers' Compensation Benefits Am I Entitled To?
A: You may be entitled to receive all reasonable and necessary medical treatment, benefits for lost wages, benefits for specific injuries resulting in permanent … More -
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If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?
A: If your employer participates in the Risk Management Program and has a designated medical provider to care for employees, you are required to see that provider for … More -
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When Will My Benefits Begin And How Much Will They Be?
A: If you will be off work for five or more calendar days in a row or have a reduction in earnings, your claim is a wageloss claim. Temporary Total Disability (TTD) … More -
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If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?
A: If you lose wages because of an inability to perform your preinjury job due to your injury, you will be paid 2/3 of the difference between your preinjury gross weekly … More -
Q:
My Employer Has Denied My Claim, What Do I Do?
A: If you receive a Notice of Decision (denial), and you believe this decision is wrong, you must write to NDWC within 30 days of the date the Notice was mailed to you, … More -
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Employers Guide To Workers Compensation
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Preferred Worker Program
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Reducing Workers Compensation Costs: Tips For Employers
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Risk Management Program (Rmp)
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