How Do I Know If My Employer Is Covered By Workers' Compensation?

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How Do I Know If My Employer Is Covered By Workers' Compensation?

Under the New Hampshire Workers` Compensation Law, every employer who has any employees, full or parttime, is required to cover these employees with workers` compensation insurance written by a carrier. It does not matter if they are related, such as daughter, son, husband, etc. It also does not matter if the business is a NonProfit organization. If a corporation or limited liability company (LLC) has 3 or less executive officers or LLC members and no other employees, coverage is not mandatory but may be elected. Once there is a 4th executive officer or LLC members, workers` compensation insurance must be obtained.

Other New Hampshire Workers' Compensation FAQs

Q: How Long After An Injury Do I Have To Report It To My Employer?
A: The injured worker has two years from the date of injury to notify the employer of his injury in order to make a claim for benefits. In cases where an occupational … More
Q: What Workers' Compensation Benefits Am I Entitled To?
A: You may be entitled to receive all reasonable and necessary medical treatment, benefits for lost wages, benefits for specific injuries resulting in permanent … More
Q: If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?
A: This depends on whether or not your carrier is using a managed care program. If your employers` insurance carrier is using a managed care program, then you must choose … More
Q: When Will My Benefits Begin And How Much Will They Be?
A: There is a 3day waiting period for the payment of disability benefits. If the disability exceeds 14 days, the 3day waiting period is waived. Weekly … More
Q: If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?
A: Temporary partial benefits are paid to an injured employee if they return to work and due to their disability are unable to earn the equivalent amount they were … More
Q: My Employer Has Denied My Claim, What Do I Do?
A: Upon receiving a denial, may call or write to the Department of Labor to request a hearing. Upon receipt of the written request, a Department of Labor claims staff … More