How Do I Know If My Employer Is Covered By Workers' Compensation?

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How Do I Know If My Employer Is Covered By Workers' Compensation?

In Michigan, if your employer has three or more employees at any time or they employ one or more workers for 35 or more hours a week for 13 or more weeks, they are subject to Michigan workers` compensation law. Most employers in Michigan are covered by workers` compensation laws and this includes both public and private employers.

For a sole proprietor that is you the only employee, workers` compensation is not applicable. The employees of partnerships and corporations are covered, and the law provides that, under certain circumstances, named partners and officers who are also shareholders of small, closely held corporations may exempt themselves from the act.

Other Michigan Workers' Compensation FAQs

Q: How Long After An Injury Do I Have To Report It To My Employer?
A: Details of workrelated accidents or disease should be reported as soon as possible to your employer, supervisors or other persons in charge. The Michigan Workers` … More
Q: What Workers' Compensation Benefits Am I Entitled To?
A: You are entitled to reasonable medical care for workrelated injuries or diseases. This includes medical, surgical, nursing and hospital services, and, under … More
Q: If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?
A: Ten days after beginning medical care provided by an employer, you may elect to see a doctor of your choice. If you do, you must give your carrier notice of intent and … More
Q: When Will My Benefits Begin And How Much Will They Be?
A: Unless an injured worker is out of work for at least one week, the worker will not receive any benefits. When the disability lasts beyond one week, the injured worker … More
Q: If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?
A: In the event you return to work at a job which pays less than you were earning at the time of injury, and the reason is because you are still unable to work at your … More
Q: My Employer Has Denied My Claim, What Do I Do?
A: If you disagree with any decision of your employer or their carrier, you may file an application for hearing. Certain types of contested cases are entitled to … More
Q: A Summary Of Your Rights And Responsibilities Under Worker's Disability Compensation
A:
Q: Quick Reference Guide To Division Addresses And Phone Numbers
A: L ook what’s available on our website at w ww.michigan.gov/bwuc • • What’s New Forms This page contains the latest bureau mailings and postings Various … More