How Do I Know If My Employer Is Covered By Workers' Compensation?

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How Do I Know If My Employer Is Covered By Workers' Compensation?

Every person or employer in Maryland that has one or more employees is subject to the Maryland Workers` Compensation Act. State and local government employees are included but federal workers or other eligible federal employees covered under other plans such as maritime or railroad workers are not included within the Maryland act. Employers who are partners or sole proprietors are not personally covered by the act unless they specifically elect coverage in their workers` compensation policy and so inform the commission.

Casual employees are not covered in Maryland

People who receive compensation from farmers are covered and a farmer/employer is defined as a farmer having at least three fulltime employees or a yearly payroll of at least $15,000.00 for fulltime employees.

Other Maryland Workers' Compensation FAQs

Q: How Long After An Injury Do I Have To Report It To My Employer?
A: There are several different time frames which are applicable to Maryland workers` compensation claims. An accidental injury must have an application filed within 60 … More
Q: What Workers' Compensation Benefits Am I Entitled To?
A: You may be entitled to receive all reasonable and necessary medical treatment, benefits for lost wages, benefits for specific injuries resulting in permanent … More
Q: If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?
A: The state basically permits the injured worker to use any doctor or surgeon. If the claimant received medical care from a physician of his own selection, in addition … More
Q: When Will My Benefits Begin And How Much Will They Be?
A: If an employee`s injury has resulted in a disability that prevents the person from returning to work at all that is, the person is completely disabled for all … More
Q: If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?
A: If you do return to work and wages are less than what you earned before the injury, you may be entitled to partial disability. These are intended to be temporary and … More
Q: My Employer Has Denied My Claim, What Do I Do?
A: If you do not receive any benefits from your employer or their insurer, or are not receiving the benefits to which you believe you are entitled, you may request a … More