How Do I Know If My Employer Is Covered By Workers' Compensation?

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How Do I Know If My Employer Is Covered By Workers' Compensation?

Any employee whose principal employment is located in the state of Iowa or who is working under a contract originating in Iowa is eligible for workers` compensation benefits. Independent contractors, LLC company members and partners are not considered employees but may elect to be covered by purchasing a valid workers` compensation insurance policy specifically including coverage for them.

Other Iowa Workers' Compensation FAQs

Q: How Long After An Injury Do I Have To Report It To My Employer?
A: You should notify your employer immediately of any work related injury or illness. In any case you are required to notify your employer of any injury within 90 days. … More
Q: What Workers' Compensation Benefits Am I Entitled To?
A: You are entitled to receive medical benefits for all of the reasonable and necessary medical care needed to treat your injury. The state of Iowa also will reimburse … More
Q: If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?
A: In Iowa, the employer has the right to choose the doctor capable of treating your type of injury appropriately. If for some reason you are dissatisfied with the chosen … More
Q: When Will My Benefits Begin And How Much Will They Be?
A: Iowa laws require that disability benefits begin on the 11th day and are retroactive if you are disabled more than 14 days. In some cases if the benefits are not paid … More
Q: If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?
A: If you return to work at wages less than what you were earning at the time of injury, you are entitled to the Temporary Partial Disability payments. After the … More
Q: My Employer Has Denied My Claim, What Do I Do?
A: If you receive a notice of denial and cannot resolve it with your employer, you have the right to a contestedcase proceeding before the workers` compensation … More