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What are the income and resource levels for Medicaid?

Income cap states limit income to three times the SSI benefit level. In 1997 the benefit level is $484 per month and the income cap is $1,452. No spend down is allowed and any excess will disqualify the individual in these states. For resources many states use the federal SSI levels. For 1997 these limits are $2000 for an individual and $3000 for a married couple. NY uses a slightly higher level of $3450 for an individual and $5000 for a couple. The income standards are more complex and are currently linked to a percentage of the state`s 1996 AFDC levels *NY adds a $20 per month income disregard for persons over 65.

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