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What Lines Of Authority Are Covered Under The New Law?

  • Life (includes annuities)
  • Accident and Health
  • Property and Casualty
  • Variable (Must be authorized for Life)
  • Surplus pursuant to RSA 416 (Must be authorized for Property and Casualty)
  • Title pursuant to RSA 416­A
  • Limited Credit pursuant to RSA 408­A
  • Limited Travel Agent pursuant to RSA 402:16­a
  • Limited Road Service pursuant to RSA 407­C

Licenses issued to resident producers will be annotated only with the above named lines. For reciprocity purposes, the Department will recognize other limited lines of authority to the extent non­resident producers are seeking lines of authority consistent with those permitted by their state of domicile. In these instances, a producer license will be issued with the appropriate limitations printed directly on the license.

Other New Hampshire Insurance FAQs

  • Q: What Is An Agent?
    A: An agent is a licensed representative of an insurance company who solicits, negotiates, or effects contracts of insurance and provides service to the policyholder for … More
  • Q: What Is An Application?
    A: An application is a signed statement of facts requested by the insurance company on the basis of which the company decides whether or not to issue the coverage. The … More
  • Q: What Is An Assignment?
    A: An assignment is the signed authorization by the policyholder for the insurance company to pay benefits directly to the hospital, doctor, or other provider.
  • Q: What Is A Beneficiary?
    A: A beneficiary is the person designated or provided for by the policy terms to receive the proceeds upon the death of the insured.
  • Q: What Are Benefits?
    A: Benefits are the dollar amount payable by the insurance company to the claimant, assignee, or beneficiary under the policy.
  • Q: What Is A Claim?
    A: A claim is a demand to the insurance company for payment of benefits under the insurance contract.
  • Q: What Is Cobra?
    A: COBRA is a federal law that regulates group health insurance. If you lose your job and you worked for an employer who has more than 20 employees, you may be able to … More
  • Q: Can I Be Denied Group Coverage In New Hampshire?
    A: Coverage under your group health plan (if your employer offers one) cannot be denied or limited, nor can you be required to pay more because of your health status. … More
  • Q: Can I Be Denied Group Coverage If I Am Sick At The Beginning Of The Coverage Period?
    A: All group health plans in New Hampshire must limit exclusion of preexisting conditions. There are rules about what counts as a preexisting condition and how long you … More
  • Q: Can I Be Forced To Wait For My Group Coverage To Begin?
    A: Yes. This is called the pre­enrollment period, usually between 30­90 days. These waiting periods, however, cannot vary due to your health status. However, if … More
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