What Types Of Licenses Are Available In Indiana?

Insurance agent
Any individual, corporation or limited liability company who or which, for compensation, acts or aids in any manner in soliciting applications for a policy of insurance or in negotiating policies of insurance on behalf of an insurer.
Surplus lines insurance agent
An individual, a corporation or a limited liability company who or which solicits, negotiates or procures a policy of insurance in an insurance company not licensed to transact business in Indiana, which policy cannot be procured from insurers licensed to do business in Indiana.
Limited insurance representative
An individual, corporation or limited liability company who or which is authorized by the Commissioner to solicit or negotiate contracts for a particular line of insurance as designated in Title 27, Article 1, Chapter 15.5 of the Indiana Code, or for certain restricted activities that the Commissioner may by regulation deem essential for the transaction of business in this state and that does not require the professional competency demanded for an insurance agent's license.
Consultant
An individual, a corporation, or a limited liability company who or which, for a fee, holds himself or itself out to the public as engaged in the business of offering any advice, counsel, opinion or service with respect to the benefits, advantages or disadvantages promised under any policy of insurance that could be issued in this state.

In accordance with Indiana statutes and regulations, each applicant for licensing as an insurance agent, surplus lines agent, limited insurance representative or insurance consultant must pass an examination before becoming licensed by the Department.

Other Indiana Insurance FAQs

Q: How Do I Obtain An Insurance License In Indiana?
A: The Indiana Department of Insurance is empowered by Title 27, Article 1, of the Indiana Code to qualify those who wish to operate as insurance agents, surplus lines … More
Q: What Licenses Require And Examination?
A: Insurance Agent Licenses Life Accident and Health Life, Accident and Health Property and Casualty Bail Agent Recovery Agent Surplus Lines Agent Credit Insurance Life … More
Q: What Licenses Do Not Require An Examination?
A: Limited Insurance Representative Title More
Q: What Are The Requirements For Obtaining A Resident License?
A: Indiana residents desiring any type of insurance license must: be at least 18 years of age; reside in Indiana or maintain a principal place of business in Indiana; … More
Q: What Are The Pre-Licensing Education Requirements?
A: Prelicensing education requirements are established to ensure a minimum level of knowledge about the products and services that agents offer to the public. In … More
Q: What Are The Nonresident License Requirements?
A: Subject to certain reciprocity restrictions, any license type that can be issued to a resident agent can also be issued to a nonresident agent, with the exception of … More
Q: What If I Am An Agent That Moves To Indiana?
A: Agents moving into Indiana from other states must satisfy all licensing requirements applicable to resident agents. However, if the new resident held a like license … More
Q: Can I Be Exempt From Pre-Licensing Education And Examination Requirements?
A: You may be exempted from prelicensing education requirements if you hold at least one of the following designations: Chartered Life Underwriter (CLU), Certified … More
Q: Additional Licensing Information
A: Consultants Consultants may not continue to hold an insurance agent, surplus lines agent or limited insurance representative license, once licensed as a consultant. … More
Q: What Is The Procedure For Registering For An Exam?
A: If you are an Indiana resident, and wish to obtain a license to sell insurance, you may file your examination registration by mail, fax or phone. After registering, … More