How Do I Obtain An Insurance License In Indiana?

The Indiana Department of Insurance is empowered by Title 27, Article 1, of the Indiana Code to qualify those who wish to operate as insurance agents, surplus lines agents, insurance consultants and limited insurance representatives in Indiana. The legislature may make changes annually to these laws, and administrative procedures may be changed at any time. Licensees are expected to be aware of changes in the law that affect their occupational practice.

Some licenses require successful completion of a prescribed study course and an examination, or an examination only, before an application for licensure may be submitted to the Department. Other licenses have no prelicensing study course or examination requirements before application. While prelicensing education should help you pass the examination, it may not cover all of the material that will be in the test.

After you fulfill prelicensing study course and examination requirements (if necessary), you may submit your application for licensure to the Department. The Department will review your application materials, and if your application is approved, the Department will send you a license and you may begin to solicit insurance of the type for which you have received a license. If your application is denied, you will be notified in writing as to the reason for such denial. You may not receive or accept, directly or indirectly, any commission or other valuable consideration unless you were properly licensed at the time of the transaction out of which arose the right to such commission or other valuable consideration and you are a duly appointed agent of the insurer at the time that such insurer pays such commission or other valuable consideration.

Other Indiana Insurance FAQs

Q: What Types Of Licenses Are Available In Indiana?
A: Insurance agent Any individual, corporation or limited liability company who or which, for compensation, acts or aids in any manner in soliciting applications for a … More
Q: What Licenses Require And Examination?
A: Insurance Agent Licenses Life Accident and Health Life, Accident and Health Property and Casualty Bail Agent Recovery Agent Surplus Lines Agent Credit Insurance Life … More
Q: What Licenses Do Not Require An Examination?
A: Limited Insurance Representative Title More
Q: What Are The Requirements For Obtaining A Resident License?
A: Indiana residents desiring any type of insurance license must: be at least 18 years of age; reside in Indiana or maintain a principal place of business in Indiana; … More
Q: What Are The Pre-Licensing Education Requirements?
A: Prelicensing education requirements are established to ensure a minimum level of knowledge about the products and services that agents offer to the public. In … More
Q: What Are The Nonresident License Requirements?
A: Subject to certain reciprocity restrictions, any license type that can be issued to a resident agent can also be issued to a nonresident agent, with the exception of … More
Q: What If I Am An Agent That Moves To Indiana?
A: Agents moving into Indiana from other states must satisfy all licensing requirements applicable to resident agents. However, if the new resident held a like license … More
Q: Can I Be Exempt From Pre-Licensing Education And Examination Requirements?
A: You may be exempted from prelicensing education requirements if you hold at least one of the following designations: Chartered Life Underwriter (CLU), Certified … More
Q: Additional Licensing Information
A: Consultants Consultants may not continue to hold an insurance agent, surplus lines agent or limited insurance representative license, once licensed as a consultant. … More
Q: What Is The Procedure For Registering For An Exam?
A: If you are an Indiana resident, and wish to obtain a license to sell insurance, you may file your examination registration by mail, fax or phone. After registering, … More