What Are The General Requirements For Licensure In The State Of Delaware?

Be at least 18 years old
Be competent, trustworthy, financially responsible, and of good reputation
Demonstrate competence to act as to the type of license and line(s) of authority applied for by successfully completing the qualification examination approved by the Commissioner
Agents and Fraternal Representatives only: file at least one request for appointment by an authorized insurer
Certify that the Certificate of Authority will not be used primarily for controlled business
Pay to the Department all required fees

CERTIFICATE OF AUTHORITY (LICENSE)
Any individual or business entity desiring to serve the consumers of Delaware as an insurance agent, broker, surplus lines broker, fraternal representative, consultant, adjuster or motor vehicle appraiser must attain a Certificate of Authority from the Department of Insurance. The Certificate of Authority is permanent, subject to compliance with continuing education requirements. Nonresidents who must meet home state continuing education requirements are requested to certify annually upon notification from the Department, that their home state licenses are current and in good standing.

APPOINTMENT
Individuals applying for licensure as an agent or fraternal representative must submit a request for appointment by at least one authorized insurer. Once approved, appointments are permanent, need never be renewed, and will remain in effect until terminated by either the licensee or insurer. A licensed agent or fraternal representative may be appointed by an unlimited number of insurers. Failure to be appointed by at least one insurer for a period of one year for a specific line of authority will result in cancellation of the Certificate of Authority.

Other Delaware Insurance FAQs

Q: Where Can I Obtain Insurance Licensing Information?
A: You may obtain licensing information from the State of Delaware Department of Insurance: Address: State of Delaware Department of Insurance Agent Licensing 841 Silver … More
Q: What Are The Specific Requirements For Licensure?
A: The specific requirements and forms needed depend upon the type of license you are attempting to acquire. The following information outlines the requirements for each … More
Q: How Can I Obtain The Required Forms For Insurance Licensing?
A: Click here for Agent/Agency Licensing Forms . More
Q: What Are The Licensing Fees?
A: Agent, Adjuster, Appraiser, Limited Representative $75 Broker $150 Consultant, Surplus Lines Broker $200 Apprentice, Interim Agent $25 Fraternal Representative $25 More
Q: Is Any Pre-Licensing Education Required?
A: The Delaware Department of Insurance does not require a specific program of prelicensing education, or otherwise prescreen testing candidates.
Q: Are There Any Pre-Licensing Examinations That I Must First Take?
A: Yes, unless specifically exempt form such examination. The examinations are administered by Assessment Systems, Inc. (ASI): Address: Assessment Systems, Inc. (ASI) … More
Q: How Do I Know How Many Continuing Education Hours I Will Need To Renew My License?
A: Continuing Education requirements must be maintained in order to continue your license. Failure to meet the continuing education requirements can result in penalties … More
Q: What Do I Do If I Am A Non-Resident Licensee?
A: All nonresident licensees shall file a home state letter of certification not more than ninety (90) days old when received by the Commissioner, which provides evidence … More
Q: Where Can I Find Continuing Education Providers?
A: You may refer to the Delaware Insurance Department List of Continuing Education Providers ( Excel Format or HTML Format ) to find providers in your area. More
Q: What Do I Need To Do If I Have An Address Or Name Change Or If I Change Agencies?
A: Report any change in address or name to the Insurance Department within thirty (30) days of the change. Forward your original permanent license along with your request … More