Attorneys

Alabama Foreclosure FAQs

• Q: Does Alabama Law Allow for a Redemption Period After a Foreclosure?
  A: Yes. The property may be redeemed for 12 months after the foreclosure sale. The borrower whose property was foreclosed must pay the amount of the unpaid loan … More
• Q: Where and When do Foreclosure Sales Take Place in Alabama?
  A: All foreclosure sales in Alabama must take place between 11 am and 4 pm at the courthouse in the county where the property is located. The exact date and time of … More
• Q: What Public Notice Requirements Are There For a Real Estate Foreclosure in Alabama?
  A: Alabama requires that real estate foreclosures be published in the newspapers of the county where the property being foreclosed upon is located. The notice must … More
• Q: Can a Lender Sue a Borrower for a Deficiency Judgment if the Lender is Still Owed Money After a Foreclosure Sale in Alabama?
  A: Yes, if a property is sold at a foreclosure sale for an amount that is less than what the borrower owes the lender then the lender may sue the borrower for a … More
• Q: How Can a Lender Foreclose on a Property in Alabama?
  A: A lender can foreclose on an Alabama property in one of two ways, depending on the terms of the loan agreement. If the loan agreement contains a power of sale clause … More
• Q: How Long Does the Typical Foreclosure Process Take in Alabama?
  A: If the foreclosure takes place outside of the court system and is not contested by the borrower then the foreclosure can take place in as little as 60 days from the … More
• Q: Can I Keep My Home If I File Bankruptcy in Alabama?
  A: It depends. If your mortgage payments are current and you can prove to the bankruptcy judge that you are likely to continue making your payments then the court … More

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