Do I have a choice of where I can obtain workers’ compensation insurance to cover my employees?
In the majority of jurisdictions the answer is yes. Most states will allow employers to choose their workers’ compensation insurer. However, a minority of states require employers to obtain workers’ compensation insurance from a state agency that provides workers’ compensation insurance to every employer in that state.
Other Employer Responsibilities FAQs
-
I do not have workers’ compensation insurance to cover my employees if they are injured. Can I get in trouble for this?
Yes. Criminal charges and fines may be imposed on employers who do not carry workers’ compensation insurance. The workers’ compensation statute that … more -
One of my employees was injured on the job, but I never reported the employee’s claim to my workers’ compensation insurance carrier. Can I get in trouble for this?
It is the responsibility of every employer to report an employee’s workers’ compensation claim to their workers’ compensation insurer. An … more -
As an employer, how do I know whether my business is subject to a workers’ compensation statute?
Most jurisdictions will have exceptions to workers’ compensation statutes that allow certain employers to not have to provide workers’ compensation … more -
My company consists of several interrelated entities. Which company is required to provide the worker’s compensation coverage?
If an employee is employed by two different employers for the purposes of performing the same employment duties (e.g. a company that is under the control of a parent … more -
Why is workers’ compensation good for me, as an employer?
The main benefit of workers’ compensation statutes for employers is that it will preclude an employee from suing an employer for an injury that occurs during the … more
Workers' Compensation Sub-categories
|
Work Injury
Worker's Compensation Law Worker Compensation Insurance |
Worker Compensation Board
Workers Compensation Benefits Employer Responsibilities |
