Who Actually Pays The Damages?

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Who Actually Pays The Damages?

Damages are usually paid by:

Homeowner's insurance.
Renter's insurance.
Landlord's insurance (covering the owner, occupier and/or manager of property).
Commercial general liability insurance (covering stores and other businesses).
Insurance covering employers (protecting employees only).
Motor vehicle insurance (if the accident results from the use of the vehicle; i.e., if the dog and the victim were inside the car, or the dog was tied to the car and the victim was walking past the car, but probably not if the dog jumped from the car and ran 25 feet to bite the victim.

Other Dog Bite FAQs

Q: When Would A Dog Bite Constitute A Personal Injury Claim?
A: A Personal Injury is any physical or mental injury to a person as a result of someone's negligence or harmful act. To claim personal injury, you must be able to show … More
Q: How Can It Be Determined Whether A Dog Handlers Actions Were Negligent?
A: Negligence is usually defined as an unreasonable action, or unreasonable omission to take action or give a warning. An example of an unreasonable action would be a dog … More
Q: What Are The Legal Rights Of A Dog Bite Victim?
A: The legal rights of a dog bite injury victim depend on where the attack happened, meaning the city, county and state.
Q: When Can A Victim Recover Compensation?
A: In every state, a dog bite victim can recover compensation from A person whose negligence caused the attack. A person who violated a public health and safety law such … More
Q: What Are Some Other Circumstances Under Which A Victim Can Receive Compensation From A Dog Owner?
A: Most states impose state law strict liability for dog attacks. These laws make the owner of a dog legally liable when victims are bitten, even if the dog has never bit … More
Q: What If The State Where The Dog Biting Took Place Falls Under A "one-Bite State?"
A: The rationale behind the "one bite rule" is that domestic animals by definition are not injurious, and therefore liability could be predicated only on the … More
Q: What If The Dogs Owner Wasnt Present During The Time Of The Attack?
A: Sometimes a victim can recover compensation from people who, at first glance, might appear to have little to do with the dog. For example, a landlord might be liable … More
Q: Are There Any Exceptions To Liability In Most States?
A: The victim was a trespasser. The victim was a veterinarian or canine professional who was treating the dog at the time of the incident. The victim provoked the dog by … More
Q: What Can A Dog Bite Victim Receive Money For?
A: Medical treatment such as first aid, emergency room, hospital, and ambulance. Future medical treatment for scar reduction. Psychological counseling to overcome the … More