LawInfo

Oklahoma Collections-Creditors Rights FAQs

• What is the STATUTE OF LIMITATIONS (IN YEARS)?
  Open Acct.: 3 Written Contract: 5 Domestic Judgment: 5 renewable Foreign Judgment: 3 more
• What are the GENERAL GARNISHMENT EXEMPTIONS?
  State law: 75% of earnings exempted, more if hardship established. All federal exemptions apply.
• Can creditors threaten to garnish wages?
  A creditor cannot garnish anything without first obtaining a judgment in a court of competent jurisdiction. They must then follow the proper procedure. It is not an … more
• Can a creditor send the sheriff to your house?
  Threaten to send the sheriff to debtors house to take your property or to lock you up­ this simply is a lie. A creditor cannot send the sheriff to their house. The … more
• What other things can't a creditor do?
  Threaten the use of violence or other criminal means to harm a person, his property or reputation; Use of obscene or profane language or language the natural … more

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