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Q: What Is Secured Debt?
A: A Secured Debt is a loan where the creditor retains a security interest in an item of real or personal property such as a house or an automobile. If you fall behind on … More
Q: What Is An Unsecured Debt?
A: An Unsecured Debt generally arises out of a contract you enter into with a creditor that enables you to obtain goods or services on credit in exchange for your promise … More
Q: When Does A Secured Debt Become An Unsecured Debt?
A: A secured debt may become an unsecured debt in situations where the property securing the loan has already been repossessed and sold by the creditor. If the sale of … More
Q: Do The Debt Consolidation Procedures Work With Every Creditor?
A: No program works 100% for everyone, and of course no firm can guarantee results in advance.
Q: Can A Creditor Add Interest To A Debt?
A: Yes. The FDCPA allows a creditor to add interest if the original agreement calls for the addition of interest during collection proceedings or the addition of such … More