LawInfo

Michigan Collections-Creditors Rights FAQs

• Can a creditor seize a checking account without a judgment from the court?
  As a general rule a checking account may only be garnished to satisfy a judgment. As with any rule there are exceptions. After commencing an action on a contract, the … more
• Can a person I have a Writ of Garnishment on file a Motion for Installment Payments, and is there a form?
  There is not a form to object to a request for installment payments. A letter to the court file objecting is probably sufficient. If an installment payment order is … more
• Can creditors garnish wages without notifying the debtor that their wages will be garnished?
  The garnishee is to receive and deliver a copy of the garnishment to the defendant. The defendant would then be on notice of the garnishment and could file an … more
• How many years is a small claims judgment good for?
  Small claims judgments are good for six years.
• How many years do you have to take someone to Small Claims Court in the state of Michigan? Can someone take you to court four or five years later?
  There is no statute of limitations on when actions can be brought in Small Claims Court. However, each type of action carries with it its own statute of limitation. … more

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