Attorneys

Iowa Collections-Creditors Rights FAQs

• Q: Can Creditors Collect From A Judgment?
  A: Even though creditors may get judgments (court orders saying you owe the money), they may not be able to collect.   If you don't own a home, are unemployed, … More
• Q: Can A Creditor Garnish Wages?
  A: Even after getting a court judgment, the creditor can only collect by going after your wages and bank accounts (garnishment) or by taking your property (execution). In … More
• Q: What Is A Voluntary Wage Assignment?
  A: A voluntary wage assignment is a written contract in which you agree that a certain amount will be deducted from your paycheck to pay the creditor. Because it is … More
• Q: Do All Creditors Reduce Or Stop Interest?
  A: Not all creditors stop or reduce interest as each company has their own policy. However, most major national credit granters will reduce interest, and many stop the … More
• Q: Does A Creditor Have To Stop Legal Action And Phone Calls To Debtor If There Is A Credit Counseling Agency Involved?
  A: Agencies are able to successfully work with creditors in the majority of cases; however, there is no guarantee that impending legal action can be stopped. Many … More

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