LawInfo

Indiana Collections-Creditors Rights FAQs

• What are the credit consequences of voluntary repossession?
  There are no credit implications for a voluntary repossession. Credit is damaged by not making payments; not surrendering the car. As part of the voluntary … more
• What is the Fair Debt Collection Practices Act (FDCPA)?
  (Effective 1978) applies to everyone who collects consumer debts for someone else, including attorneys who collect consumer debts. While creditors collecting their own … more
• Can an employer deduct wages towards a judgment for the creditor?
  The employer has no obligation to make deductions from an employee's pay unless and until it receives a court order to do so. A judgment against the employee by a … more
• What is the maximum amount that may be withheld from an employee's pay pursuant to one or more garnishment orders?
  Under state law, with the exception of support orders, the total weekly amount that may be withheld for the payment of one or more garnishments cannot exceed the … more

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