Attorneys

Idaho Collections-Creditors Rights FAQs

• Q: What Happens If The Debtor Says There's A Mistake In The Bill?
  A: A phone call is not enough. Writing a note on the back part of the bill sent to the creditor is not enough. There is a form to help the debtor decide what to put in … more
• Q: What Happens After The Debtor Sends The Letter?
  A: The creditor has 30 days to act. The creditor must look into the claim. The creditor must either correct the mistake or explain why there is no mistake. The creditor … more
• Q: What Can A Creditor Do If The Debtor Won't Pay?
  A: Creditors are very likely to report the delinquencies to one or more credit bureaus, thus harming the credit record. In Idaho they may seek a judgment and court order … more
• Q: Whom May A Creditor Contact About A Debt?
  A: A creditor may contact any person to locate a debtor. However, in doing so, the creditor usually may not talk to anyone more than once or refer to the debt when … more
• Q: Can A Creditor Be Stopped From Contacting The Debtor?
  A: Yes. By notifying a creditor by mail not to contact the debtor. After that, the attempts at contact must stop. There are two exceptions to this. The creditor may say … more