What Happens If The Creditor Breaks The Law?

Home English FAQs Collections-Creditors Rights Georgia

What Happens If The Creditor Breaks The Law?

If a creditor violates the FDCPA, try and see if you can get the illegal behavior on tape. Taping is permitted without the creditors knowledge in all states except CA, CT, DE, FL, IL, MD, MA, MI, MT, NH, PA, and WA. At the very least, record everything the creditor says in some form of a written log. Be sure to include the dates of the conversations. The next step is to file a complaint in writing. You can even file a complaint if you don't have a witness to any of these conversations, but a witness helps. The correct agency to file your complaint with is the FTC. You can even file a complaint online.

Other Georgia Collections-Creditors Rights FAQs

Q: Collecting Your Judgment (Jeff Davis County)
A:
Q: Guide For Handling Bad Checks (Jeff Davis County)
A:
Q: What Are Creditors Not Allowed To Do?
A: Call your office Call your home before 8 a.m. or after 9 p.m. Address you in an abusive manner Call family or friends in an attempt to collect a debt Harass you Make … More
Q: What Kind Of Debt Can Be "Collected"?
A: Any money borrowed or is owed by a debtor. Such as credit cards, loans, mortgages, auto loans, medical bills, household utility accounts, phone bills etc.
Q: Who Can The Creditor Contact To Get Information?
A: The creditor may contact other people to locate the debtor. The creditor may only be allowed to contact third parties only once. The creditor is not allowed to reveal … More
Q: What Information Is The Creditor Required To Reveal To The Debtor?
A: Within five days of contact the creditor is required to send the documentation of the amount of money that is owed to the creditor. The name of the creditor and what … More