Attorneys

Delaware Collections-Creditors Rights FAQs

• Can A Creditor Add Interest To A Debt?
  Yes. The FDCPA allows a collector to add interest if your original agreement calls for the addition of interest during collection proceedings or the addition of such … more
• What Can A Creditor Do Before Going To Court?
  Before obtaining a court judgment, a bill collector generally has only one­way of getting paid: demand payment. This is done with calls and letters. However, once … more
• What Can't A Creditor Do?
  Contact third parties, other than an attorney or a credit bureau, except to locate you Call you repeatedly or contact you before at an unreasonable time (the law … more
• When Can A Creditor Garnish Wages, Place A Lien On A House, Seize A Bank Account Or Take A Tax Refund?
  For the most part, a creditor must sue, obtain a court judgment and then solicit the help of a sheriff or other law enforcement officer to garnish wages. Even then, … more
• How Can Wages Be Garnished?
  • In three situations wages may be garnished before you sue: The IRS can take everything but about $100 a week. The Department of Education or a state guarantee … more