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Home English FAQs Collections-Creditors Rights Alabama

How May A Creditor Contact You?

A creditor may contact you in person, by mail, telephone, telegram or fax. However, a creditor may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A creditor also may not contact you at work if the creditor knows that your employer disapproves of such contacts.

Other Alabama Collections-Creditors Rights FAQs

Q: What Is A Creditor?
A: A creditor is any person or organization that extends credit regularly to others.
Q: Can A Creditor Take Legal Action On A Consumer?
A: In case of any action to enforce an interest in real property securing the consumer's obligation, the creditor can bring action only in a judicial district or similar … More
Q: Can A Creditor Use Mediation?
A: Yes, mediation resolves disputes better. Mediation costs less, takes less time, and you don't have to go to court.
Q: Can A Creditor Contact Anyone Else About Your Debt?
A: If you have an attorney, the creditor must contact the attorney, rather than you. If you do not have an attorney, a creditor may contact other people, but only to find … More
Q: Can A Creditor Collect A Secured And Unsecured Debt?
A: If you're collecting a secured debt, you probably need legal help. You shouldn't try to repossess a car, for instance, unless you fully understand the law in this … More