My bankruptcy was approved and my debts were discharged, but an old credit card debt is still showing up on my credit report – what can I do?
Though many of these debts should no longer show in your credit report, improperly stated debts that have been discharged may still appear on your credit report. These debts are likely to weigh down your credit score but may usually be removed after informing the credit agencies that the debts have been discharged with verification form the bankruptcy schedule which lists the discharged debts.
Other Bankruptcy and Your Credit FAQs
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How long will a bankruptcy appear on my credit report?
A bankruptcy filing may appear on your credit report for up to ten (10) years. This change on your report will make it difficult to borrow money. However, your … more -
Will I be able to get credit after filing for bankruptcy?
Yes. Lenders consider many factors when determining your ability to borrow money. Filing bankruptcy will appear on your credit report but will also decrease your … more -
If I file for bankruptcy – will it hurt my spouse’s credit rating?
In general, if you file for bankruptcy and your spouse does not (spouses are not required to file); your bankruptcy will not show up on your spouse’s credit … more -
Will filing bankruptcy affect my credit rating?
Unfortunately it will. However, most individuals are able to rebuild their credit within a few years. If you are currently contemplating bankruptcy, then it is likely … more -
How long will a bankruptcy show on my credit reports?
The Bankruptcy Court has no jurisdiction over credit reporting agencies. The Fair Credit Reporting Act, 6 U.S.C. Section 605, is the law that controls credit reporting … more
Bankruptcy Sub-categories
