If you have been involved in an accident, you may want to consider informing your attorney and obtaining his or her consent before talking with an insurance adjuster. If you do not have an attorney, you are not obligated or required to give a recorded or signed statement. Such a statement could later be used against you. If you plan to represent yourself, you will have to answer questions. Try to be as brief as possible, do not guess in response to questions, and, rather than giving your own opinions, refer the adjuster to medical reports, bills, and estimates. Many factors are involved in determining how adjusters process all the information resulting from an accident. However, these factors aid the adjuster in arriving at the amount of reimbursement that will be offered to you by the insurer. An attorney may be helpful to you by presenting this information in the way that is most beneficial or adequately representative of your claim. For more information on dealing with an insurance adjuster, contact a qualified attorney.