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Credit Reports, Loans & Financing Forms

• The Real Deal on your Credit File Privacy - Free Credit Report Request
  This form from the Federal Trade Commission (FTC) lists the businesses which may lawfully request someone's credit report, such as lenders, insurers and landlords. The bulletin also includes a form consumers may use to request their free credit report from the major credit bureaus.
• Building a Better Credit Record
  This booklet from the Federal Trade Commission (FTC) lists what rights consumers have under the Fair Credit Reporting Act. This includes the right to receive a copy of your credit report, what type of personal information is collected about you and who it is collected from, how to improve your credit score, how to avoid scams and ID Theft and tips on the best way to pay off consumer debt.
• Negative Credit Can Squeeze a Job Search
  This form from the Federal Trade Commission (FTC) explains what a potential employer may legally do with an employee's credit report. It also contains a credit report request form.
• Your Access to Free Credit Reports
  Use this form from the Federal Trade Commission (FTC) to learn how to order a free copy of your credit report from each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion. Consumers are entitled to one free report from each agency every year.
• Want a Free Annual Credit Report?
  This form from the Federal Trade Commission (FTC) provides information on how to order your free credit report through the FTC's official site, www.annualcreditreport.com