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Credit Cards, Gift Cards & E-Payments Forms

  • Cooling Off Rule
    This brochure from the Federal Trade Commission (FTC) explains consumer's right to cancel within three days any purchases of $25 or more that are made in your home or a location that is not the seller's permanent place of business.
  • Electronic Check Conversion
    This guide from the Federal Trade Commission (FTC) explains how electronic check conversion works. It also offers tips on keeping close tabs on your accounts which have automated debiting or bill paying.

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