Banking & Finance Articles

• The Truth About the Truth in Lending Act
  Since 1968, American consumers have been entitled to clear disclosure of credit terms and costs in lending agreements. It was in 1968 that Congress passed the … More
• What happens if my bank fails?
  In today’s economy, you might wonder what will happen to your money if your bank fails, or if a federal or state banking regulatory agency closes down your … More
• The Mortgage Forgiveness Debt Relief Act of 2007
  In December 2007, the federal government enacted the Mortgage Forgiveness Debt Relief Act. The Act was meant to provide tax relief to taxpayers who had debt … More
• Can I use a loan modification program in order to save my home from foreclosure?
  With mortgage foreclosures at an all time high, major banks across the nation have begun offering loan modification programs for people who are in danger of losing … More
• What You Need to Know about 401k Withdrawals
  401k plans are common retirement investment tools for United States workers. The plans, named for the section of the IRS code that defines them, allow workers to save … More
• What are Negotiable Instruments?
  Have you ever wondered what law applies when you write a check or purchase a certificate of deposit (CD)? Checks and certificates of deposit are types of … More
• Should You Borrow Money From Your 401k?
  It can be frustrating and often frightening when due to unemployment, a recession, or other factors, a person’s available cash is not enough to meet his or her … More
• How Can a Creditor Repossess Property?
  Many Americans experience a time when their financial obligations become overwhelming and they are unable to pay all of their outstanding obligations on time. A … More
• The Federal Reserve Board's New Credit Card Protections for the Consumer
  Are the days of unfair credit card practices over? While the credit card companies may mourn their passing, American consumers are seeking fair credit card … More
• Defenses to Repossession
  It can be easier to get a lender to agree to loan you money if you provide the lender with a security interest in the property that you are purchasing with the loan … More