Attorneys

Banking & Finance Articles

• What happens if my bank fails?
  In today’s economy, you might wonder what will happen to your money if your bank fails, or if a federal or state banking regulatory agency closes down your … More
• The Truth About the Truth in Lending Act
  Since 1968, American consumers have been entitled to clear disclosure of credit terms and costs in lending agreements. It was in 1968 that Congress passed the … More
• The Mortgage Forgiveness Debt Relief Act of 2007
  In December 2007, the federal government enacted the Mortgage Forgiveness Debt Relief Act. The Act was meant to provide tax relief to taxpayers who had debt … More
• Can I use a loan modification program in order to save my home from foreclosure?
  With mortgage foreclosures at an all time high, major banks across the nation have begun offering loan modification programs for people who are in danger of losing … More
• What You Need to Know about 401k Withdrawals
  401k plans are common retirement investment tools for United States workers. The plans, named for the section of the IRS code that defines them, allow workers to save … More
• Should You Borrow Money From Your 401k?
  It can be frustrating and often frightening when due to unemployment, a recession, or other factors, a person’s available cash is not enough to meet his or her … More
• The Federal Reserve Board’s New Credit Card Protections for the Consumer
  Are the days of unfair credit card practices over? While the credit card companies may mourn their passing, American consumers are seeking fair credit card … More
• How to Prevent Automatic Withdrawal Scams
  Every year many Americans become victims of automatic withdrawal scams. They may be offered a free item only to find that it was not in fact free, they may be … More
• The Pros and Cons of Electronic Check Conversions
  Today, many businesses are processing check payments as electronic check conversions. Typically, this allows businesses faster access to the funds in your … More
• Protecting Your Personal Accounts From Unauthorized Charges
  Life is busy and going through the mail takes time. However, when the mail includes your monthly bank or credit card statement then your time is well spent to … More