Why should I get a QDRO now? Why can’t I wait until my former spouse retires or until I need the money?

If you delay in obtaining a QDRO, you may lose valuable rights and run the risk of forfeiting benefits awarded to you in your divorce.  Your rights may be lost if your former spouse does any of the following before your QDRO is submitted to and accepted by the pension Plan:

  • Retires
  • Remarries
  • Dies
  • Quits or is fired
  • Withdraws fund from the Plan before retirement
  • Takes out a loan secured by the Plan account

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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