Will filing for bankruptcy stop collection efforts?

This answer depends upon the type of creditor that is after you.  When filing for bankruptcy an “automatic stay” goes into effect.  The automatic stay protects you from most creditors taking action to collect the debts. However, a creditor may remove this protection by requesting removal from the bankruptcy court.  In general, the automatic stay will protect you (sometimes temporarily) from foreclosures on your home or from being evicted.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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