Can A Creditor Take A Post-Dated Check?

A collector can ask the debtor to write a post­dated check, but they cannot be required to do so. If the debtor gives a collection agency a post­dated check, under federal law the check cannot be deposited before the date written on it. And if the debtor gives the agency a check with the date more than five days in the future, the collector must give them timely written notice before the check is deposited.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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