Can A Creditor Seize A Checking Account Without A Judgment From The Court?

As a general rule a checking account may only be garnished to satisfy a judgment. As with any rule there are exceptions. After commencing an action on a contract, the plaintiff may obtain a prejudgment writ of garnishment under the circumstance and by the procedures provided in Michigan Court Rule 3.102.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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