Can A Collector Or Creditor Take Debtor To Court To Try To Collect A Debt?

If the debtor receives a summons to go to court, they must appear on the hearing date, or contact the court in advance to explain why they cannot appear. They may then have to take other specific steps to have the date changed. If debtor does not, and fail to appear on the hearing date, they will lose "by default," without an opportunity to explain their position.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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